Technology has improved efficiency, enhanced communication, and afforded us convenience; however, the use of technology has also introduced a new form of crime – cybercrime. As technology continues to advance and intertwine into every aspect of our lives and businesses, we must enhance our awareness of cyber threats and practice cybersecurity.
Cybercrime is any crime committed using computers and computer networks. It affects individuals and businesses of every size. Experts have estimated that the financial impact of cybercrime will triple between 2022 and 2027. Individuals and organizations are commonly affected by cybercrime in the form of identity and data theft, hacking, internet theft, and ransomware attacks. Failing to practice cybersecurity can be costly.
A cybersecurity threat is any activity that targets computer networks, systems, or data to gain access to information, disrupt the flow of information or data, steal financial data, or damage the reputation of the entity. These threats are commonly due to an insider threat, email fraud scheme, ransomware attack, malware download, or phishing attempt.
Cybersecurity doesn’t have to be confusing, costly, or difficult. There are general guidelines and security measures that are easy to implement, cost nothing, and require minimal effort. At a minimum, individuals should be utilizing the following cybersecurity measures:
At least ten non-repeating, non-sequential characters, including capital letters and special characters. Avoid using personal information, easy-to-guess words, or common phrases.
If the option is available, use multi-factor authentication to enhance data security. This will require two devices or accounts to access information.
Secure the Wi-Fi network of both your home and business. Avoid accessing personal or sensitive information on public wireless networks and hotspots.
Antivirus software can protect both your device and data. It does this by detecting and removing malware from your device. The software will scan all files on the device as well as any incoming data for known malware threats.
Be wary of emails from unknown senders. Avoid links from unknown sources. Review and verify websites before visiting them. When using the internet, be mindful of what you’re clicking on and pay attention to red flags. 6. Maintain Operating Systems and Browser Ensure that the browser and operating system are updated as required. When updating the operating system and browser, do so through the settings. Avoid clicking on pop-ups, especially if they appear questionable.
Every member of your small business should practice the cybersecurity measures listed above. If you’re a small business owner, there are additional measures to implement. Small businesses are at an increased risk of cyber-attacks as they often cannot afford professional IT solutions. To reduce vulnerability, small businesses should take the following additional measures.
Teach staff members the above practices for safe internet use. Then, ensure that they are following the measures as expected. This will prevent data breaches and protect business data.
Ensure that your sensitive data is secured, protected, and backed up. Restrict employee access to the business’s sensitive data and control employee access to certain devices. Regularly back up data to cloud storage.
Take the time to regularly assess the business and the cyber risks to which it may be susceptible. Respond to those risks appropriately and ensure that employees are aware of cyber threats and how practicing internet safety can address them.
At Hirth, Norris & Garrison, we are committed to being a trusted partner in your financial journey. Whether you are aiming to protect your personal finances, business information, or enhance internal control over IT functions, HNG is here to guide you through inquiries and IT specialist recommendations.
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